Already have Life Cover or Life Insurance? Then you are alright then…or maybe not… Recent research from Caledonian Life has shown how many people who already have a Life Cover policy may be under-provisioning for their dependants and beneficiaries in the event of their untimely demise or serious illness. Caledonian have revealed that the average… Read More
Personal Finance Blog
EU Gender Directive affects women…on facebook
Ocean Finance has had a facebook page for some time, albeit it was unloved (by all) and neglected (by us) until recently. Things have changed a bit since… Facebook provided us with a unique channel to reach out specifically to an audience that we wanted to talk to before the 21st of December…and that is… Read More
Budget 2013 Guide: All you need to know at a glance
Ocean.ie have compiled a summary of the main budget headlines indexed by category from the budget speech. If you have any questions about how it might affect you, drop us a line using the contact form or comment function below. Business Taxation Commitment to maintain the 12.5% rate of corporation tax New funding sources and… Read More
EU Gender Directive: Stick it in your pipe and smoke it
Female smokers may be choking on their insurance costs when the forthcoming EU Gender Directive comes into force on December 21st 2012. The Directive states; the use of sex as a factor in the calculation of premiums and benefits for the purposes of insurance and related financial services shall not result in differences in individuals’… Read More
The Curious Case of the Shrinking Pension Pot [Case Study]
An accountant approached us recently and asked us to take a look at a pension a client of his had set up in the early 90’s. Although he had been contributing regularly for nearly 20 years, the value seemed quite low and now that he was approaching 50 he was getting concerned. On greater inspection… Read More