Home loans made easier

ALL YOU NEED FOR MORTGAGES IN ONE PLACE

In 3 simple steps online, you can get an quote on the best mortgage to suit your needs & get deals on insurance and conveyancing services!

Step 1

APPLY ONLINE

Whether you are a first-time buyer, moving home, remortgaging or investor, it’s one simple application form!

Step 2

GET APPROVAL

Ocean.ie uses a unique fast application processing to get you the most affordable mortgage.

Step 3

BUNDLE & SAVE

Save money & time by getting mortgage protection and conveyancing quotes in one competitive deal.

Meet Your Broker

Professional Service with Personal Attention

Terry Palmer has brokered over €200m worth of mortgage loans for our clients.

Some deals close quickly (and some take more preparation) but this is for many the biggest investment decision you can make – so having the best broker on your side is critical.

Make your mortgage application now and get the best deal!

Fast track your application with ocean.ie and secure your best opportunity to avail of the banks' lending budget allocations and be accepted under current Central Bank rules.

Terry helped me through the whole process of preparing myself financially beforehand and in submitting all the documentation for the banks when the time was right and was extremely helpful in deciphering the myriad terms and conditions associated with this.  On the whole, the process went very smoothly and I would wholeheartedly recommend them to anyone setting out on the road to a new home.

Eugene Martin

Client

Terry’s dedication and professionalism have proved that we made the right choice to approach Ocean Finance for an advice which turned into an action with a happy end. While main banks weren’t considering to accept a home loan application from us directly for a number of reasons, Ocean used their utmost perseverance to lead us along the way to find the right lender.

Andrew Lavernov

Client

We firmly believe that without Terry’s advice, and work ethic we would have hit many stumbling blocks along the mortgage journey. Halfway through the process we actually felt like we were dealing with a friend as opposed to a company. Could not recommend Terry and Ocean.ie enough. A++

Jon Mackey

Client

Ready to buy your first home? Terry Palmer can guide through every step and help get you the mortgage to suit your needs! Buying your first home will be one of the most important decisions you will ever make, both emotionally and financially!

It is therefore essential that as a First Time Buyer you are clearly informed as to the whole process. At ocean.ie we endeavour to bring you through the whole process from initial application to the day you get your keys. We cut out the jargon and guarantee that we will work with you to find the best First Time Buyers mortgage for you.

Thinking about moving house? An extra bedroom, a bigger garden, a more convenient location.

There are plenty of reasons to trade up to a new home, but whether you’ve decided to move because that dream home is finally within your reach or because of a growing family, ocean.ie is the first place you should visit. Terry Palmer is a fully Qualified Financial Adviser will help make the process as hassle free as possible.

As for all property rental, the benefits for a buy-to-let landlord can include a stable income from rental receipts, as well as an accumulation of wealth if house prices go up over time.

Rising house prices in Ireland recently have made buy-to-let a popular way to invest.

Remortgaging need not be a complicated process. Every day homeowners use remortgaging as a way of releasing equity to tidy up outstanding debts or carry out home improvements.

In many cases Terry can help people reduce mortgage costs substantially in addition to switching your mortgage protection policy to save even more.

Warning

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.