Up until recently if you as a client had asked for an ‘ethical’ investment fund, we might have been advising that you were leaving some money behind you in order to ‘salve your conscience’. However the data now tells a different story and Peter Smith, Investment Director of Aviva Investors, is championing their environmental, social… Read More
Pensions
When you say goodbye to your old employer, don’t say goodbye to that pension
Don’t lose track of your pension especially when you move job! If you had thousands in a bank savings account, you would remember keep a good eye on it. You should think about your pension like that. Do you know and understand where your pension is invested? Or even how much is there? As we… Read More
Zurich pension funds show good returns over 25 years
25 years ago feels like another era, the time of the collapse of communism and the fall of the Berlin Wall. Pension clients of a certain vintage may find it hard to believe that was back in November 1989, that Zurich Life (formerly known as Eagle Star Life & Pensions) launched the Balanced, Performance and Dynamic Managed Funds –… Read More
Why investing in cash may not be the best option
After all the turmoil in property and stock markets in recent years, many people have chosen to put their savings or pension into cash-only instruments. Is this playing it safe or plain stupid? Zurich Life, which are one of the companies that provide pensions and investment management services for Ocean Finance’s clients, have just published… Read More
Defined Benefit Pensions v Defined Contribution Pensions
What is better, a Defined Benefit (DB) pension or a Defined Contribution (DC) pension? If you had asked that question a number of years ago the answer would have been the Defined Benefit scheme by a country mile. A pension that gave you a ‘guaranteed pension’ when you reached retirement age or a pension that… Read More
