The cheapest quote is not always the best deal. With ocean.ie you can choose either the best value option for you or just get the lowest offer!
Simply choose what sort of life cover you want, whether it’s a single or joint policy and how much you want to insure for.
Within seconds, ocean.ie searches several insurance providers to get the best quote to match your requirements.
Our system will issue you with your new policy documents – if you wish you can check it over with one of our brokers and then get cover!
Then you must read this! People who took out policies during the boom years are now being fleeced but you now get the same cover for less money!
“Just a quick email regarding my mortgage protection policy. From the moment I got in contact with Ocean.ie I have found them to be fantastic. Setting up a quotation and getting a figure was so straightforward. Quick, easy and extremely helpful at all times. I cannot believe how much I was paying for my mortgage protection and thanks very much for getting back to me with such a great price. I have and will continue to recommend you to my friends and family. Thanks again!”Eimear Goggin
We at Ocean.ie shop around all our agencies to get the most competitive quote available for you.
If you are taking out this cover for the first time Ocean Finance can help you arrange the best deal and advise you on the best policy to suit your requirements.
If you already have a mortgage protection policy there is a good chance that you are paying too much. Why not talk to one of our Qualified Financial Advisors today and see how much you can save? It’s never been easier to Switch.
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.
If you already have a life cover policy there is a good chance that you are paying too much. Why not talk to one of our Qualified Financial Advisors today and see how much you can save? It’s never been easier to Switch.
This means that you will have one less thing to worry about as the lump sum is paid out to the lender to reduce or clear your remaining mortgage balance. You have the option of covering part or all of your mortgage with this policy. This cover can decrease in line with your reducing mortgage balance or you may opt for level cover meaning any surplus above your remaining mortgage balance is payable to you and your family. Talk to Ocean Finance today and see how easy it is to buy peace of mind for the future.
It can: • Provide an income for everyday living • Ensure you continue to meet your monthly mortgage repayments and household bills • Help you maintain your current standard of living Calculate how much Income Protection you would need.
Depending on the nature of a business, there are three types of Business Protection:
The death of a company director can have a serious impact on the surviving directors and the deceased’s successor. Ideally, if there is sufficient cash in the business, the surviving directors would buy out the deceased’s estate. Co-Directors Insurance ensures that this cash is available. Each director takes out a life assurance policy on their own life, in trust for the surviving directors. If a director dies, the surviving directors would then have the cash to enable them to buy back the shares from the deceased’s estate.
The death of a partner can affect a business in different ways. If there is no partnership agreement in place then the partnership could be dissolved in law. If a partnership agreement exists and the partnership is not dissolved, then the surviving partners would become liable to the deceased’s estate for their share of the partnership. With Partnership Insurance, each partner takes out a policy on their own life, in trust for the other partners. Upon the death of a partner, the proceeds of the life policy would then become payable to the surviving partners, enabling them to buy out the deceased’s next of kin.
The aim of Keyperson Insurance is to protect your company on the death or specified illness of a key employee by paying out on the financial loss incurred by either of these events. The company takes out an insurance policy on the life of that key employee, ideally until retirement age. The company pays the premiums and then receives the benefit if the employee dies or suffers a specified illness.
Contact us today for more information on this cover at 01-8693400