Have you are anyone you know recently changed jobs or indeed in these recessionary times lost their job?

If so did you have a pension, and if so were you given your options for your pension when you left the company. In many cases there are retained pension benefits which are left with the employer.

Many people do not realise that they could in fact take this pension to their new employer or indeed transfer it in a Personal Retirement Bond (PRB) in their own name where on reaching their normal retirement age they can access the pension fund to provide an income at retirement.

If you would like to find out more Ocean can guide you on how firstly to establish your options and then advise you as to the best option to suit your own situation. Ocean and our team of advisers provide a personal and professional financial life planning service.

Please contact them today and start on the road to financial well being.