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Personal Finance Blog
Spring is in the air! Mortgage market thawing out
In a recent blog post we spoke about how there were signs of life in the mortgage market with AIB, BOI and PTSB coming out and promising to increase lending for the year. Both AIB and Bank of Ireland spoke of doubling their figure to approx € 2 billion each for 2013 and even PTSB who… Read More
Finance Bill 2013: Pension Changes and Implications
February 14th was Valentine’s Day and also when the Finance Bill was announced. The government seems to be trying to show some love with their announcements regarding certain pension changes that are due to be enacted. But has Cupid’s arrow hit you? Section 16 of The Finance Bill 2013 as published on February 14th includes… Read More
Pensions Time Bomb: 10 reasons why you should defuse it now
Recent talk in the media of €324 billion pensions time-bomb may seem fairly dramatic and may have a degree of scaremongering involved but if you look behind the headlines the basic message is clear. We as a nation won’t be able to rely on the state pension for our retirement income. With the average life… Read More
Family Finance Planning: ‘Where there’s a Will there’s a relative!’
That old proverb is never out of date. And indeed what about this perennial favourite; Whilst good financial planning cannot lessen your sense of loss on the death of a loved one, it can reduce your Tax Bill. Issues that need to be considered when you have assets to pass on are as follows: Making… Read More
