The Minister for Finance, Michael Noonan and the Minister for Public Expenditure, Brendan Howlin have delivered Budget 2014. Philip Doyle of Ocean.ie takes a deep dive into the implications for pensions and personal taxation. Budget 2014: Personal Finances Overview There has been no change to the tax relief on pension contributions, which is positive for pension… Read More
Personal Finance Blog
If we are your financial broker…you are in good company [Survey]
One thing we all have in common is how complicated our financial affairs have become. Given the increasing complexity of regulations attached to financial products, falling deposit rates and the pension crisis the country is facing, professional financial advice has never been more important. Advice from Ocean can provide reassurance about your financial situation and… Read More
Cancer Insurance Cover: Who needs it?
Specific illness cover options are now becoming more popular and affordable. This is particularly so with cancer considering its occurrence rate is greater than 1 in 4 of the general population. It is true to say that we don’t have to have to look too far in life to know someone who has been afflicted… Read More
Defined Benefit Pensions v Defined Contribution Pensions
What is better, a Defined Benefit (DB) pension or a Defined Contribution (DC) pension? If you had asked that question a number of years ago the answer would have been the Defined Benefit scheme by a country mile. A pension that gave you a ‘guaranteed pension’ when you reached retirement age or a pension that… Read More
Which Irish pension fund should you choose now?
OCEAN ARE A RECOMMENDED PENSIONS ADVISER SPECIALIZING IN HELPING PEOPLE TO SWITCH TO MORE AFFORDABLE PENSIONS WITH MUCH BETTER RETURNS. CALL 01 8693400 FOR A FREE FRIENDLY CHAT TODAY Ocean recently released results from an online survey which polled ordinary people asking them about their pensions. For those who had a personal or work-related pension,… Read More
