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Ocean Finance

One stop shop for low cost life insurance, pensions & mortgages

  • ABOUT
  • INSURANCE
    • Life Insurance
    • Mortgage Protection
    • Income Protection Insurance
    • Serious Illness Cover
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  • PENSIONS
        • Compare Pension Funds By Provider
          • Compare Zurich vs Irish Life vs Aviva...& others
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          • Whether starting out or switching pension, we have you covered
          • How to Set Up a Pension >>
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        • Nearing Retirement
          • How to stay in the market...even when drawing down!
          • Approved Retirement Funds (ARF’s) >>
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        • GET IN TOUCH WITH OUR PENSIONS TEAM TODAY

          Call us on: 01-8693400

          You can also request a callback and have our team phone you.

  • MORTGAGES
    • Apply for Mortgage
    • Mortgage Application Guide
  • CONTACT

MORTGAGE BROKERAGE


Terry Palmer - Pensions
Terry Palmer | Director – Ocean Mortgages

Meet Your Mortgage Broker

Professional Service with Personal Attention

Terry Palmer has brokered over €250m worth of mortgage loans over the last two decades.

Some deals close quickly (and some take more preparation) but this is for many the biggest investment decision you can make – so having the best broker on your side is critical.


Client Reviews & Feedback

Ocean Finance
4.8
Based on 26 reviews
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lisa walsh
09:46 20 Jun 23
Terry and Orla were exceptional from start to finish, they guided us through the full process and made sure we understood each step. I would highly recommend Ocean finance
Dezzy Oregan
08:28 19 May 23
As first time buyers we were very overwhelmed with the whole process of applying for a mortgage. Terry and Orla really put us at ease throughout the process and took all the stress away from the situation. No request was too big or small, from the mortgage application itself to fulfilling offer letter requests, they really offer a top class, complete service. We know we couldn’t have done it without them.
Carlos Arndt
22:19 09 May 23
Decided to contact Ocean Finance when me and my wife got a bit overwhelmed with the thought of applying for a mortgage and dealing with everything ourselves. The whole thing felt very easy and every time we had any questions Orla was quick to help us. Definitely will be recommending their services to our friends.
Rolandas Vizbara
09:19 08 Mar 23
I cannot express enough how grateful I am for Terry Palmer and his team at Ocean Finances. When I was struggling to secure a mortgage for my dream home due to uncooperative solicitors and agents, Terry and his team went above and beyond to help me.Their dedication and support were unwavering, and they stuck with me every step of the way, even when the first sales felt through. Thanks to their hard work and expertise, I was able to secure the mortgage I needed to purchase my dream home.I highly recommend Ocean Finances to anyone looking for financial assistance. Their commitment to their clients is exceptional, and I cannot thank them enough for all they have done for me. Thank you, Terry, and the entire Ocean Finances team for all your help and support!
Thomas White
14:43 23 Feb 23
Ocean Finance have been incredible for us over the last 6 years as they helped us get our first mortgage and when we switched mortgage providers to begin renovations to our house. Terry and Orla are an absolute pleasure to deal and go above and beyond to make this stressful process easier. I highly recommend Ocean Finance for any of your mortgage needs. The customer care they provide is top notch and their communication is excellent.

Make your mortgage application now and get the best deal!

Fast track your application with ocean.ie and secure your best opportunity to avail of the banks’ lending budget allocations and be accepted under current Central Bank rules.

Apply Now

Home loans done properly!

EFFICIENT DIGITAL APPLICATIONS TOGETHER WITH ADVICE FROM A SENIOR PROFESSIONAL

In 3 simple steps online, you can get an quote on the best mortgage to suit your needs & get deals on insurance and conveyancing services!

Step 1

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APPLY ONLINE

Whether you are a first-time buyer, moving home, remortgaging or investor, it’s one simple application form!

Step 2

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GET APPROVAL

Ocean.ie uses a unique fast application processing to get you the most affordable mortgage.

Step 3

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BUNDLE & SAVE

Save money & time by getting mortgage protection and conveyancing quotes in one competitive deal.

Our mortgage clients are our most loyal – we help you get your home and then we can help with your pensions and family protection throughout your financial life plan.

CLIENT TESTIMONIALS

Eugene Martin - Testimonial

Terry helped me through the whole process of preparing myself financially beforehand and in submitting all the documentation for the banks when the time was right and was extremely helpful in deciphering the myriad terms and conditions associated with this.  On the whole, the process went very smoothly and I would wholeheartedly recommend them to anyone setting out on the road to a new home.

Eugene Martin
Client

Andrew Lavernov - Testimonial

Terry’s dedication and professionalism have proved that we made the right choice to approach Ocean Finance for an advice which turned into an action with a happy end. While main banks weren’t considering to accept a home loan application from us directly for a number of reasons, Ocean used their utmost perseverance to lead us along the way to find the right lender.

Andrew Lavernov
Client

Amanda & Michael

Hi Terry and Orla,

We wanted to drop you a line to thank you.

As you can imagine we are delighted to have completed the purchase of our home. We believe that we manage to do so due to your professionalism and expertise.

Orla was particularly amazing. As a first time buyer it can be quite nerve wracking going through the process, but she always replied to our queries promptly and even talked me through the process by phone out of generosity.

We wish you all the best and we won’t hesitate to recommend you to anyone we know.

With gratitude, Amanda & Michael
Client

First Time Buyer

Ready to buy your first home? Terry Palmer can guide through every step and help get you the mortgage to suit your needs! Buying your first home will be one of the most important decisions you will ever make, both emotionally and financially!

It is therefore essential that as a First Time Buyer you are clearly informed as to the whole process. At ocean.ie we endeavour to bring you through the whole process from initial application to the day you get your keys. We cut out the jargon and guarantee that we will work with you to find the best First Time Buyers mortgage for you.

Moving House

Thinking about moving house? An extra bedroom, a bigger garden, a more convenient location.

There are plenty of reasons to trade up to a new home, but whether you’ve decided to move because that dream home is finally within your reach or because of a growing family, ocean.ie is the first place you should visit. Terry Palmer is a fully Qualified Financial Adviser will help make the process as hassle free as possible.

Buy To Let

As for all property rental, the benefits for a buy-to-let landlord can include a stable income from rental receipts, as well as an accumulation of wealth if house prices go up over time.

Rising house prices in Ireland recently have made buy-to-let a popular way to invest.

Remortage

Remortgaging need not be a complicated process. Every day homeowners use remortgaging as a way of releasing equity to tidy up outstanding debts or carry out home improvements.

In many cases Terry can help people reduce mortgage costs substantially in addition to switching your mortgage protection policy to save even more.

Warning
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

Call Terry today on +353-1-8693400

– or use the online mortgage application form below.

Brokers Ireland Member

Call us now to speak to one of our team or use the enquiry form to leave a message 24/7 for a free callback.

Call: +353 1-8693400

Fill out my online form.

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46 Prussia Street
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D07 VW0Y

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Copyright © PHD Financial Services Ltd 2007 - 2020 | Registered Company in Ireland No:402679 Directors: Philip Doyle, Terry Palmer PHD Financial Services Ltd T/A Ocean Finance / Ocean Mortgages / Ocean.ie is regulated by the Central Bank of Ireland
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