REDUCED MORTGAGE COSTS FOR DUBLIN FIRE BRIGADE SPORTS & SOCIAL CLUB
DID YOU TAKE OUT MORTGAGE PROTECTION INSURANCE DURING THE CELTIC TIGER ERA?
If you are a Dublin Fire Brigade employee, recruit or an immediate family member, then you must read these remarkable survey findings which show how you could save serious money on your premiums and still get the same cover or better.
Whilst Fire Brigade personnel may have a relatively dangerous job, from an insurance standpoint the life risk profile is actually relatively better than those with more sedentary employment.
Ocean.ie have provided mortgage brokerage and lower cost insurance services to many Dublin Fire Brigade employees and we have successfully negotiated better deals (up to 50% reduction in premiums in many instances) for many individuals and groups.
So if you are still paying for a mortgage protection policy which you took out previously, you are probably being effectively fleeced by needlessly large premiums.
Ocean.ie have teamed up with Dublin Fire Brigade Sports & Social Club to offer a low cost insurance affinity scheme for employees and their families.
SEE HOW MUCH YOU CAN SAVE ON INSURANCE COVER BY COMPLETING THIS 2 MINUTE QUOTE FORM – GET A FREE REPORT, AN IMMEDIATE €200 CASH REBATE IF YOU SWITCH AND YOU COULD SAVE THOUSANDS OVER THE LIFETIME OF YOUR POLICY.
*If you are taking our life or mortgage cover for the first time, you can also get an online quote below.
A recent survey of financial brokers has shown that the public are now waking up to the reality that they are needlessly paying too much for their mortgage protection and life cover.
Many people who are paying monthly premiums on pre-2008 mortgage cover policies are in effect being fleeced by fat margins which certain institutions were able to demand at that time says Philip Doyle of Ocean.ie
*The Caledonian Life (now known as Royal London) report said that up to 57% of homeowners would be willing to switch their mortgage protection for as little as a saving of €5 per month.
However Ocean.ie have taken a deep dive into their data (see interactive graphs below) and it is clear that homeowners could actually save thousands of euro on their mortgage cover term and it is really a ‘no-brainer’ to examine other options now.
5 REASONS TO SWITCH AND SAVE ON MORTGAGE/LIFE COVER
- As already stated during the boom years you were charged boom priceswhich you are still paying.
- In many cases you took expensive insurance with your mortgage lender or their preferred provider but you can easily change your policy without changing your mortgage. (As long as you have a new policy in place before you cancel the old one the bank cannot object).
- Mortgage Cover rates are dropping because people are living longer (even smokers…and fire officers!).
- The EU Gender Directive – Discriminatory pricing in favour of women was outlawed in 2012. Men can now save a whooping 49% or more on the premiums if you seek a fresh quote.
- Switching and Saving is an easy process – you just give your broker a few details. The broker gets the best quote (for the same amount of cover) and the paperwork gets done.
Using a Financial Broker ensures a range of options from all life companies on the market are presented to consumers, rather than perhaps the single one given to them by the bank when they first take out their mortgage.
SO HOW MUCH CAN I NOW SAVE ON LIFE COVER & MORTGAGE PROTECTION?
Ocean.ie have taken some numbers the report and put them into any interactive graph. You can see at a glance how much cheaper your insurance can be depending on your age, smoker status and the term duration of your mortgage loan cover.
*We first looked at life cover for men (insurance prices for women is after the jump)
% Decrease in Life Cover for men relative to 10 years ago*IF YOU WANT TO REDUCE YOUR MORTGAGE PROTECTION PAYMENTS OR TAKE OUT A POLICY FOR THE FIRST TIME, YOU CAN CONTACT US HERE VIA OUR LOWER QUOTE FORM OR CALL 01 8693400
The savings that men can make by switching insurance provider are very considerable but women also can get huge value by changing their old policies. Check out this interactive graphic below which shows the extent of savings a female can make by switching her policy to a cheaper life cover provider.
*No matter you are male or female, smoke or non-smoker, if you you want to reduce your life cover or mortgage protection payments or take out a policy for the first time, you can contact us here via our online form below or call 01 8693400.
As well as the immediate €200 cashback, savings over the policy term can be up to €5,000 or more in some cases. Well worth checking out to get a better deal
It’s not often you can say this about insurance offers, but this really is no-brainer if you can save thousands just by switching with ocean.ie
If you are a Dublin Fire Brigade employee or an immediate family member, you can save money, have one month free AND get a cash rebate of €200 on your new policy before this offer ends.
No paperwork…no fuss! Your new policy can be completed in ten minutes and signed online or by phone confirmation. That’s ten minutes could save you thousands over the lifetime of the policy.
If you want to take out life/mortgage cover for the first time, complete the FIRST TIME QUOTE ENQUIRY form, otherwise see how much you can switch & save on your old policy by filling in the form below!
[Call Terry or Philip on 01-8693400 if you have any questions about the lower quote form.]
